Monday – Friday:
09:00 – 17:00
Saturday:
10:00 – 16:00
Finance Solutions
Want to give us a quick call?
With over 3,000 successful deals, we’re probably cheaper than your local dealership.
Want to get your own personalised car finance offer? Just send us a couple of details and one of our team will email you back.
We believe in service that’s personal, accountable and tailored to your individual requirements.
“Brilliant service from start to finish. Steve made the finance process quick, easy, and completely transparent. I felt looked after the whole way through and got a great deal. Highly recommend!”
Richard M
“Steve was excellent — professional, clear, and really efficient. He made the finance side simple and found a much better rate than I’d been offered elsewhere. Would definitely use again.”
James B
“I run a large fleet of vans and Steve has been sorting our finance for years. Always delivers competitive terms and fast turnaround. Reliable, honest, and great to deal with — top-class service.”
Ian S (Fleet Operator)
“Steve went above and beyond. He sourced exactly the car I wanted and arranged the finance seamlessly. Communication was spot on and the whole process was totally stress-free. First-class service.”
John T
“Outstanding from start to finish. Steve found the right vehicle, handled the finance, and kept me updated throughout. Couldn’t be happier — genuine five-star service.”
David J
“Steve manages all our fleet sourcing and finance, and he’s been fantastic. Knows the market, finds great vehicles quickly, and makes funding simple. We wouldn’t go anywhere else.”
Kevin W (Fleet Operator)
After recognising the benefits in buying a nearly new electric e-tron GT Sam was disappointed with the finance deal available.
Running the deal by us we were able to save him £7,500 in interest charges and as were able to run the loan through his company it was tax efficient too.
Lower payments – customer saves £7,500
We were recommended to Alex as despite his best efforts going direct he felt that there was better deal to be had for his new BMW X5 – he was getting £3758 discount and had to wait too long.
After a thorough search of our partners we found him a higher specification vehicle with £6,285 discount – he was delighted and we saved him a further £5,210 by changing his finance route.
Better spec, less money
One of our corporate customers needed to replace five of their operative vans for three locations.
Not only did we provide them with a £87 a month saving – £3,132 total – we also arranged vehicle graphics, trackers and roof bars making sure that they were ready to hit the road as soon as they arrived. No downtime, no hassle.
Massive saving, more convenient
A car finance broker works with a panel of lenders to help you find the most suitable finance deal for your circumstances. Unlike a lender, who only offers their own products, a broker compares options across multiple providers. This gives you more choice and the potential for better rates, terms, and approval chances.
We can arrange a range of finance products, including:
Hire Purchase (HP): Fixed monthly payments; you own the car once the final payment is made.
Personal Contract Purchase (PCP): Lower monthly payments with the option to return, part-exchange, or buy the car at the end.
PCH (Personal Contract Hire): A fixed-term rental agreement for individuals where you simply pay for the use of the vehicle.
BCH (Business Contract Hire): A fixed-term rental agreement for businesses where you simply pay for the use of the vehicle.
Business Contract Purchase (BCP): Lower monthly payments with the option to return, part-exchange, or buy the car at the end.
HP Balloon (HPB): Generally for business and high-net-worth individuals. Lower monthly payments with no option of return & the vehicle being purchased during or at the end of the agreement.
Lease Purchase / Conditional Sale: Similar to HP Balloon, with monthly payments and a balloon payment at the end.
Interest-Only Finance: Generally for rare vehicles that are not expected to devalue.
Your dedicated advisor will explain which option may suit your needs best.
Basic eligibility usually includes:
Being at least 18 years old
UK residency
A regular source of income
Proof of identity and address
A valid driving license
Each lender has its own criteria, so even if you’ve been declined elsewhere, we may still be able to help.
Yes. We work with specialist lenders who consider applicants with CCJs, defaults, IVAs, or previous missed payments. While rates may vary depending on your credit profile, our panel includes providers experienced in helping people with less-than-perfect credit.
Not always. Some lenders require a deposit, while others offer £0 deposit finance. Your advisor will explain the options available to you so you can decide what works best for your budget.
Your rate depends on several factors, including:
Your credit history
The loan amount and term
The type and age of the vehicle
The lender’s own criteria
We always aim to match you with the most competitive rate available for your circumstances.
Yes. You can request a settlement figure at any time. Some agreements may include an early repayment fee, but settling early often reduces the total amount of interest paid. We’ll guide you through the process if you choose to do this.
Missing a payment could result in late fees, damage to your credit record, and—in serious cases—repossession of the vehicle. If you are struggling, contact your lender immediately. Many lenders can offer short-term support options if you let them know early.
Yes, but you must settle the outstanding finance first. Your dealer can usually handle this by clearing the finance balance from the part-exchange deal. If the car is worth more than what you owe, the surplus can go towards your new car.
Yes. Under the Consumer Credit Act, you normally have a 14-day cooling-off period from the date your finance agreement is activated. During this time, you can withdraw from the credit agreement without penalty. However, you will still need to pay for the vehicle in another way if you want to keep it.
Simply navigate to our business or personal finance tab at the top of the screen and submit your details. Or call us up or send an online enquiry and we’ll help you decide what’s the best move for you.
Want to get your own personalised car finance offer? Just send us a couple of details and one of our team will email you back.
