Privacy Policy

Privacy Policy for Varissa LTD

At Varissa LTD,

we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you interact with our services.

Information We Collect:

We may collect the following types of information:

Personal Information: This includes your name, contact details (such as address, email, and phone number), date of birth, employment details, financial information (such as income, assets, and liabilities), and any other information you provide to us during the application process or when using our services.

Sensitive Personal Information:
In some cases, we may collect sensitive personal information, such as your national insurance or similar identification or social security number, driver’s license number, banking, credit, lifestyle or health information, if it is necessary to provide you with the requested financial products or services

Usage Information:

We may collect information about how you interact with our website, applications, or other services, including your IP address, browser type, device information, and pages visited. We may also collect details of communications between us including notes, emails and call recordings along with any other information you may provide us with.

Marketing and Communications Data:

We may collect information about your preferences for receiving marketing communications from us and our third-party partners.

How We Use Your Information:

We may use your information for the following purposes:

  • Providing Financial Services: To assess your eligibility for financial products, process your applications, and provide you with the requested services.

  • Product sourcing: To understand your requirements and what best product to recommend for your needs.

  • Communicating with You: To respond to your inquiries, provide updates on your applications, and send you important information about your accounts or services.

  • Marketing and Promotions: To send you marketing communications about our products and services, or those of our third-party partners, if you have opted in to receive such communications.

  • Improving Our Services: To analise usage patterns, conduct research, and develop new products and services.

  • Complying with Legal Obligations: To comply with applicable laws, regulations, and industry standards.

  • Administration, communicating quotes, fulfilling obligations, policies and payment details. As necessary for performance of contract between us/legitimate interests, processing payments, debt collection, market research, carrying out anti-fraud and anti-money laundering checks, verifying your identity, fulfilling our obligations owed to relevant regulators or authorities.

  • Our “legitimate interests” as referred to in this document include our legitimate business purposes and commercial interests in operating our business in a customer-focused, efficient and sustainable manner, in accordance with all applicable legal and regulatory requirements.

Disclosure of Your Information:

We may share your information with the following parties:

  • Lenders and Financial Institutions: To process your loan applications and provide you with financial products and services.

  • Product suppliers: in order to source the most appropriate product and to introduce you to the supplier as required.

  • Service Providers: Third-party service providers who assist us in operating our business, such as IT providers, marketing agencies, and data analytics firms.

  • Regulatory Authorities: To comply with legal and regulatory requirements.

  • Other Third Parties: With your consent or as otherwise permitted by law.

Data Security:

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.

Automated decisions and profiling:

We will never make automated decisions when processing your data nor will we use profiling techniques.

Your Rights:

You have the right to:  

  • Access your personal information: You can request a copy of the personal information we hold about you.  

  • Rectify inaccuracies: You can request that we correct any inaccurate or incomplete personal information we hold about you.

  • Erase your information: You can request that we erase your personal information in certain circumstances.

  • Object to processing: You can object to the processing of your personal information in certain circumstances.
     
  • Restrict processing: You can request that we restrict the processing of your personal information in certain circumstances.  

  • Data portability: You can request that we provide you with your personal information in a structured, commonly used, and machine-readable format.  

Contact Us:

If you have any questions or concerns about our Privacy Policy or how we handle your personal information, please contact us at

Varissa LTD

  • info@varissa.com

  • 023 8009 0019

  • Changes to this Privacy Policy:

  • We may update this Privacy Policy from time to time. Any changes will be posted on our website.
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